Buyer beware: Things that can go wrong with a real estate transaction

KRISTIN BROWN-ORR ? Any real estate sale is fraught with intricacies too numerous to count. Every sale is different, with different buyers, different sellers, and different intermediaries. It?s no wonder people find the process so daunting, so full of legalities, documentation, and fine print.

As a home buyer, the more you know about what can go wrong with your real estate purchase, the more prepared you will be to protect your interests. Here are just a few of the problems you could encounter during a home purchase.

Failed home inspection. If the home you are buying does not pass muster in an inspection, due to health or safety concerns, the seller should fix these issues or extend you a credit or discount on the sale price so that you can have them fixed. If he or she refuses to do so, you have the right to cancel the sale and search for a new home.

Poorly motivated seller. If the seller?s heart is not in the sale, he or she might be prone to missing or canceling appraisals and inspections ? all of which could threaten your purchase.

Seller hasn?t found a new home to move into. If a seller has trouble finding a replacement property and refuses to consider temporary arrangements, you might find yourself in a tricky timing situation ? particularly if you have a closing date on the home you are leaving. Are you prepared to wait it out in temporary housing while you wait for the seller to move out?

Title Issues. If your seller owes money on the property you are buying, either for repayment of a debt, failure to pay taxes, or because money is owed for work completed on the property, creditors with an interest in that property may take out a lien, rendering the seller unable to sell until those debts are repaid. Meanwhile, the purchase is on hold.

Seller fails to make agreed upon repairs. If the seller has contractually promised to deliver the property to you in a certain condition and fails to deliver, you have the right to terminate the contract, if you are not prepared to accept the property ?as is.? An alternative to this situation is to talk to your attorney or real estate agent about either requesting a sum of money to complete the fixes yourself, or requesting a hold back ? cash set aside until the work is complete.

Most traditional real estate transactions proceed smoothly, but being aware of the potential pitfalls will give you a leg up on any problems that could arise. That means doing your homework to be aware of your risks.

During the transaction, stay informed to be on the lookout for red flags and keep a watchful eye on the process and you?ll be prepared to address problems immediately and enjoy the home of your dreams.

Tomorrow, also see Brown-Orr?s: ?Seller take care: Things that can go wrong with a real estate transaction?

Source: Kristin Brown-Orr has been a real estate agent with for Coldwell Banker Residential Brokerage in Lexington, MA for nearly a decade, working with buyers, sellers and developers. Brown-Orr is also a contributing writer with Lexington Patch?s House & Home section.

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Live from the Google I/O keynote

Google I/O, the search engine giant's annual developer conference is taking place in San Francisco, California this week. The show kicks off today, with a keynote event, and I'm here to report live about all the things Google unveils today.

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Online Resources and Tools for Private Investigators | Business 2 ...

Private investigators have long made use of information available through public records and background checks in which personal details can be legally uncovered. Hidden cameras and audio recorders, high-power binoculars and card readers for cell phones are often useful as well. But the most advancement to the field is arguably the Internet. It has redefined how investigators handle their cases.

The Web features many resources that can be used to find personal details, the simplest being social media websites. In addition to building a network of friends, people will put anything online, which is often useful in proving criminal activity or whether a spouse has cheated, for example.

Popular social websites can certainly aid any private investigator company, but there are numerous online tools for uncovering the most private of details about anyone.

Subscription Sites for Personal Info

Online investigation agencies have access to numerous resources for public records. These include public and private records. Vital information contained in birth, criminal, military and even divorce records can be delivered right to a computer screen just by subscribing to the service. Professionals and also individuals conducting their own investigation can make use of such an online resource.

Private investigators, however, are at an advantage when they use investigative search tools for background checks, finding DMV records or searching the records of law enforcement agencies. Locating a person?s information with a social security number can uncover various details that can be used for finding someone, particularly a missing person and clues to where they may be. At the most basic level, even a White Pages search can unveil valuable information.

Case Management Software

Access to private investigation software resources helps individual investigators and P.I. firms maximize their efficiency. Programs are available that facilitate searches for people in the United States or other countries, while some software is dedicated to monitoring emails or managing the fine details of a case. Internet-based search tools are another resource for investigators to expedite case-solving.

High Tech Equipment Suppliers

Electronic commerce is also useful for private investigators, as there are many Web-based retailers that carry spy equipment. Spying isn?t for novices, and experienced investigators need high-tech gear such as miniature cameras and voice recorders, and even night vision binoculars. These are far beyond the quality of imitation products sold by novelty retailers. Stun guns, bulletproof vests and GPS trackers are among the many different essentials that can be compared and purchased online.

Forums and National Trade Associations

Online resources are not all dedicated to conducting private investigations or searching for equipment. Forums, online Web Rings, and even national trade associations help a UK private investigator connect with another, keep up on the latest technologies and find work. There are private forums exclusively for professionals to network and interact.

Through an association, on the other hand, they can seek training on new investigative techniques, market their services or assist the media when research on technical practices is being conducted. The Internet is an invaluable resource to private investigators on all fronts, from uncovering information and connecting with one another to finding outlets for marketing.

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Cameron talks tough on welfare to rally party

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Sportrack And Luggage Racks Make Outdoor Fun Convenient

All right, it happened. Somebody stopped too fast on a wet road and you require help to repair a front bumper on your vehicle. Before you drop your patience fretting over whether or not youll be able to find the money for a car body repair, and will need to travel around with a damaged auto, let's take a look at what you can do to get a professional and cost effective restoration.

The reasoning regarding wanting immediate auto paint repair, or painting of any exposed areas of your motor vehicle is that fresh paint is the primary series of protection for the car or truck. Its not just there for fashion; it seals the steel underneath it, and helps to keep it from corrosion and corroding. With paint missing in sections you open up your automobile up to additional ruin through climatic conditions and it will end up costing you much more down the road than an instantaneous repair service.

First you have to analyze exactly how bad the damage is. With the most basic and tiniest of scuff marks and scrapes you can generally obtain your coloring of paint in helpful little pen style paint applicators. A lot of these function like white-out sticks that you may possibly be familiar with. While they are low-cost and can instantly mask damage to your car in minimal circumstances, they are certainly not a long lasting remedy, and can detract from the worth of your car when a sharp eye consumer spots this cover up. It is also possible that they're not going to thoroughly seal the vehicle, exposing it to further deterioration.

A better solution can be a body panel zone repair. This way of painting divides a panel into areas of repairs allowing for easy repairs for the area on the single panel. This keeps expenses down by not having to paint the whole panel, which may seem sensible if there isnt damage to the complete panel.

If you are in an incident make sure you find out if your truck accessories such as your sportrack or hitch mount requires repair service or exchanging. For the fender that's suffered a ding but no paint loss, consider a company that gives paintless dent removal. This new form of dent removal doesn't disrupt your paint through the use of specially designed devices and procedures. This can be a much more affordable way of repair than replacement, and a much better approach than beating it with a mallet.

Whenever your bumper is harmed or broken through a light accident, with a snow bank, barricade or trivial fender bender, you ought to save all of the shattered bits and carry them in for a zone repair. This specific repair is offered by way of the most trained professional auto body outlets and will make use of your old fender, and repair it to an appearance of being brand-new. This is successfully done by way of colour matching, blending, and common body work. These techniques can all combine in a way that fixes your bumper only in the region that is damaged, which will keep costs down by avoiding acquiring total replacement parts.

When youre in a crash of any type it is a nerve-racking circumstance. The car is one of your most important purchases, and good care for it will determine its value for the duration of its life. To help keep the worth up, effectively restore your front fender when damage takes place. It should maintain your vehicle on the road for years to come.

About the Author:
Cobra has more than 25 years of experience providing vehicle and truck accessories. With a 12 000 square foot warehouse in Mississauga, Cobra provides a wide variety of vehicle accessories to clients such as sport racks, remote starters and electronics, trailer hitches and towing products.

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Massachusetts health care model under scrutiny (cbsnews)

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2 bombs in busy Baghdad market kill at least 9

BAGHDAD (AP) ? Two bombs tore through a market full of morning shoppers in northeastern Baghdad on Friday, killing at least nine people and wounding dozens more, authorities said.

The explosion came at midmorning in a market in the mostly Shiite Muslim neighborhood of Husseiniyah, where shoppers were buying goods before the heat of the day, a police official said.

The blasts were the latest in a fierce wave of attacks in Iraq in the past two weeks that has killed more than 125 people, mostly Shiite Muslims and government security forces.

The bloodshed highlights the struggle the Iraqi government faces in defeating al-Qaida-linked insurgents and staving off renewed sectarian warfare. The government itself is deadlocked over largely sectarian political conflicts.

Minutes later, a second bomb went off, apparently targeting police who had rushed to the scene.

The death toll was at least nine people dead and more than 50 wounded, a medical official said . Both officials spoke on condition of anonymity because they were not authorized to release the information.

In a separate attack earlier Friday, gunmen opened fire on a police checkpoint in western Baghdad, killing three officers, the police official said.

Associated Press

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Paraguay's president vows to fight impeachment

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Racial diversity increases, but segregation persists says Dartmouth geography professor

Public release date: 20-Jun-2012
[ | E-mail | Share ]

Contact: Bonnie Barber
bonnie.e.barber@dartmouth.edu
603-646-2263
Dartmouth College

While census data shows racial diversity is increasing in major cities across the United States, highly diverse neighborhoods are still rare, newly arrived immigrants continue to settle in concentrated residential patterns, and many African Americans remain concentrated in segregated neighborhoods, according to recent research by Richard Wright, professor of geography and the Orvil E. Dryfoos Professor of Public Affairs.

Wright and two colleaguesSteven R. Holloway of the University of Georgia and Mark Ellis of the University of Washingtonexamined neighborhood tract data from the 1990, 2000, and 2010 U.S. censuses and created "cartographic visualizations" of 53 large metropolitan areas and every state in the United States. Their maps showing the changes in neighborhood racial configuration in these cities can be viewed here.

While there are no longer neighborhoods "that are all white or all black," Wright says segregation still persists. He recently published a paper in The Professional Geographer, "The Racially Fragmented City? Neighborhood Racial Segregation and Diversity Jointly Considered," co-authored by Holloway and Ellis. "Rather than thinking of segregation and diversity as being on a continuum, moving linearly between those two end points, our research admits to the possibility of folds in that continuum," says Wright, "the possibility that you can have segregation and diversity together in the same place at the same time, and increasing in similar places or decreasing in similar places."

As Wright explains in this accompanying video, his research evaluates neighborhoods' composition by examining the degree to which groups share residential space. This entails looking at census tracts, which are a unit of analysis the U.S. Census uses to define a neighborhood. After analyzing the data, he concluded that segregation has declined, as other scholars' research has suggested. However, Wright says his research shows that "we should be very cautious talking about the 21st century being the century of diversity or the end of a segregated century."

Wright says, "The trend we've seen is for predominantly white tracts to become more racially diverse. We've also seen an increase in the number of tracts that are Latino-dominated and undiverse, and a greater count of Asian-dominated tracts that are undiverse. And this is because of immigration. African Americans have a longer history of settlement in the United States. And while the number of low-diversity, African American neighborhoods has declined a little, it's nowhere near the same rate as low-diversity, white-dominated tracts. So old histories are getting rewritten in these metropolitan areas, but African Americans remain segregated."

Atlanta, as Wright discusses in the video, has undergone enormous demographic change over the last 20 years. In 1990, the city was populated predominantly by whites and African Americans. Of a total of 658 tracts, 398 were classified as low-diversity white-dominant and 112 were low-diversity black-dominated tracts. "Atlanta was archetypically white suburbs and an African American central city, something you would see in Detroit, Pittsburgh, or Cincinnati today," says Wright.

However, between 1990 and 2000 low-diversity white-dominant tracts declined from 54 percent of all tracts to 29 percent. From 2000 to 2010, these areas declined an additional 49 percent, from 238 to 116. The 116 remaining low-diversity white-dominant tracts are now just 17.6 percent of all tracts in Atlanta, compared to 1990 when that class of tract comprised 60 percent of all neighborhoods.

The number of low-diversity black-dominant tracts went from 112 in 1990 to 123 in 2000. By 2010, the number had dropped slightly to 115, but there were still more low-density black-dominant tracts in 2010 than in 1990. There were no Atlanta neighborhoods where Latinos were numerically dominant in 1990, but by 2010 there were 31. And just two tracts were classed as highly racially diverse in 1990, but by 2010 there were 17.

"It's clear from our research that we still have problems to do with segregation," says Wright. "We can celebrate diversity, we can find diverse neighborhoods and identify them, but we should be very cautious about celebrating the end of any form of segregation."

###

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[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

Public release date: 20-Jun-2012
[ | E-mail | Share ]

Contact: Bonnie Barber
bonnie.e.barber@dartmouth.edu
603-646-2263
Dartmouth College

While census data shows racial diversity is increasing in major cities across the United States, highly diverse neighborhoods are still rare, newly arrived immigrants continue to settle in concentrated residential patterns, and many African Americans remain concentrated in segregated neighborhoods, according to recent research by Richard Wright, professor of geography and the Orvil E. Dryfoos Professor of Public Affairs.

Wright and two colleaguesSteven R. Holloway of the University of Georgia and Mark Ellis of the University of Washingtonexamined neighborhood tract data from the 1990, 2000, and 2010 U.S. censuses and created "cartographic visualizations" of 53 large metropolitan areas and every state in the United States. Their maps showing the changes in neighborhood racial configuration in these cities can be viewed here.

While there are no longer neighborhoods "that are all white or all black," Wright says segregation still persists. He recently published a paper in The Professional Geographer, "The Racially Fragmented City? Neighborhood Racial Segregation and Diversity Jointly Considered," co-authored by Holloway and Ellis. "Rather than thinking of segregation and diversity as being on a continuum, moving linearly between those two end points, our research admits to the possibility of folds in that continuum," says Wright, "the possibility that you can have segregation and diversity together in the same place at the same time, and increasing in similar places or decreasing in similar places."

As Wright explains in this accompanying video, his research evaluates neighborhoods' composition by examining the degree to which groups share residential space. This entails looking at census tracts, which are a unit of analysis the U.S. Census uses to define a neighborhood. After analyzing the data, he concluded that segregation has declined, as other scholars' research has suggested. However, Wright says his research shows that "we should be very cautious talking about the 21st century being the century of diversity or the end of a segregated century."

Wright says, "The trend we've seen is for predominantly white tracts to become more racially diverse. We've also seen an increase in the number of tracts that are Latino-dominated and undiverse, and a greater count of Asian-dominated tracts that are undiverse. And this is because of immigration. African Americans have a longer history of settlement in the United States. And while the number of low-diversity, African American neighborhoods has declined a little, it's nowhere near the same rate as low-diversity, white-dominated tracts. So old histories are getting rewritten in these metropolitan areas, but African Americans remain segregated."

Atlanta, as Wright discusses in the video, has undergone enormous demographic change over the last 20 years. In 1990, the city was populated predominantly by whites and African Americans. Of a total of 658 tracts, 398 were classified as low-diversity white-dominant and 112 were low-diversity black-dominated tracts. "Atlanta was archetypically white suburbs and an African American central city, something you would see in Detroit, Pittsburgh, or Cincinnati today," says Wright.

However, between 1990 and 2000 low-diversity white-dominant tracts declined from 54 percent of all tracts to 29 percent. From 2000 to 2010, these areas declined an additional 49 percent, from 238 to 116. The 116 remaining low-diversity white-dominant tracts are now just 17.6 percent of all tracts in Atlanta, compared to 1990 when that class of tract comprised 60 percent of all neighborhoods.

The number of low-diversity black-dominant tracts went from 112 in 1990 to 123 in 2000. By 2010, the number had dropped slightly to 115, but there were still more low-density black-dominant tracts in 2010 than in 1990. There were no Atlanta neighborhoods where Latinos were numerically dominant in 1990, but by 2010 there were 31. And just two tracts were classed as highly racially diverse in 1990, but by 2010 there were 17.

"It's clear from our research that we still have problems to do with segregation," says Wright. "We can celebrate diversity, we can find diverse neighborhoods and identify them, but we should be very cautious about celebrating the end of any form of segregation."

###

---

[ | E-mail | Share ]

?

AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.

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The Town of Lost Souls

You're on a bus traveling across the country with 14 other people. You all had reasons for traveling, but that no longer matters because this bus' last stop is in the seemingly deserted town of Glenshire. Your only option is survive!

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This topic is an Out Of Character part of the roleplay, ?The Town of Lost Souls?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.

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Wall Street rallies on hopes for central bank moves

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AltEnergyMag: Ascent Solar Accepts Order for EnerPlex TM Charger for Apple's iPhone: Product debut in Asia in early August http://t.co/YH6XUIOM

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Tourism Floral Parade 2012 Magic of the Night Press Release 15 Boats Parade fo...

Malaysia Truly Asia
Tourism Floral Parade 2012
Magic of the Night

Press Release

15 Boats Parade for Nine Consecutive Nights Starting June 30 until July 8

• Safik Rahman, Saudagar Banten, Taufiq Idris and 10 others like this.
• 1 share1 share
• • Douglas Trojanowski Where is this? I wil be in Kuala Lumpur on Sunday thanx5 hours ago
  • Malaysia Truly Asia It's in Putrajaya4 hours ago
  • Douglas Trojanowski Is that easy to get to from Kuala Lumpur? We are also going to Koto Kinabula if you have any recomendations of things todo?4 hours ago
  • S Jayakumar Sinnadurai Nice to see datuk mizar back in action4 hours ago
  • Michelle Khoo If not mistaken in Putrajaya4 hours ago
  • Wendy Tan Hi Douglas, how long u will be stay in Kota Kinabalu? If u love snorkelling or diving then u should visit few islands here; else, if you love hiking or adventure, i suggest u to climb Mt Kinabalu, the highest mountain in Asia.3 hours ago

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Deadly violence on Israel's Egypt, Gaza borders

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A Mozilla Browser Is Coming to iPad, but It's Not Firefox [IPad Apps]

Because Apple won't allow any browser technology besides Webkit on iOS, Mozilla can't bring Firefox to Apple's mobile devices. But instead of ignoring the platform completely, they're working on Junior: a Webkit-based browser that eschews tabs and the standard URL bar in favor of a new UI. More »

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Greek polls: Pro-bailout conservatives in first

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Viva La Revolution!

A heavily Les Mis-based RP.

Owner:

Game Masters:

This topic is an Out Of Character part of the roleplay, ?Viva La Revolution!?. Anything posted here will also show up there.

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "Viva La Revolution!"

You may edit this first post as you see fit.

But it's like . . . you've got this voice that just makes everything else go away. Singing or otherwise. It brings things down to what you're talking about and makes it . . . well, I dunno what the word is, but it's synonymous with beautiful.

Roselite

Member for 4 years

---

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Post a reply

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